Scott Walker laid out his health care insurance plan that would replace Obamacare should congress and a president decide to repeal Obamacare. It appears to be a good, easy to understand, plan. Jonathan Gruber, eat your heart out.
There was that thing, that one thing. It was the impetus for the radical transformation of the health care system as it existed. It was the unavailability of medical insurance for people with preexisting conditions. The state of Texas and other states had health insurance pools for those people. But that option went away once Obamacare came into being. The problem would have been a simple one to fix. Instead we got an unpopular law crammed down our throats by a power hungry administration bent on making as many people as possible dependent on government.
Walker's plan, described at nationalreview.com, would retain employer based coverage. But for those without employer insurance it would provide tax credits to buy insurance on the open market.
What about that one thing, preexisting conditions? Walker says this:
No individual should fear being denied coverage, or face huge premium spikes when they get sick and then try to change jobs or insurance plans. My plan would address these concerns. It would make additional reforms to insurance coverage laws to ensure individuals with pre-existing conditions would be protected, not only when moving from employer-based plans to the individual market, but also when switching between plans. This would make insurance coverage more portable, permitting individuals to own their coverage, regardless of how or where they purchase it. Provided individuals maintain continuous, creditable coverage, no one would see their premiums jump because of a health issue or be shut out of access to affordable health insurance because of a new diagnosis or a pre-existing medical condition. Newborns, as well as young adults leaving their parents’ insurance plans and buying their own, would have these same protections.
So simple. If only Democrats had focused on solving the problem instead of trying to fundamentally transform America.